Darkest Before Dawn

2008 seems to have been long and hard for everyone, at times you could have legitimately questioned if the sun would rise the next morning.
I have had some down periods over the year but I do think I am learning to deal with them better and I am doing what I can to build methods [...]

Okay, if we need money we go to a bank to try and get a loan.
But the banks have no money so they are borrowing money from the Government.
But the Government is out of money so they are borrowing money from the IMF
But the IMF is out of money.
Where do the IMF get the money [...]